Market Timing — Out To Getcha?

Who wouldn’t want to buy stocks when they’re cheap and sell them when their prices peak! But, if it were that easy, everyone would get in on the act. The truth is, timing the buying and selling of investments to coincide with market highs and lows is difficult — if not impossible — to pull off. Even experts have a hard time accurately and … [Read more...]

None of Us is as Smart as All of Us*

From breaking ground to completion, it took a mere 410 days to construct one of the seven wonders of the modern world. The Empire State Building stands as perhaps the greatest example of what can be achieved when a group of diverse individuals combine their knowledge to maximize efficiency. Over 3,000 architects, masons, steelworkers, electricians, … [Read more...]

Investing by Gender: Are Men from Mars and Women from Venus?

It’s been said that men are from Mars, and women are from Venus.  This notion, posited by author John Gray, Ph.D., in his bestselling book of the same name, speaks to the differences in the way that men and women interact with one another on a social level. According to Gray, men and women are as different as beings from two totally different … [Read more...]

Rebalancing Act

Global diversification gives investors a valuable tool for managing risk and volatility in a portfolio.  But smart diversification has an important side effect. It requires maintenance. In a given period, asset classes experience divergent performance.  This is inevitable and, in fact, desirable.  However, dissimilar performance also changes the … [Read more...]

Behavioral Finance: Are We Ruled by Emotion?

If asked, most people would probably say they are rational individuals who make wise decisions. Indeed, logical thinking and prudent behavior are the norm for the majority of people in most instances.  Unfortunately, when it comes to money management, people who are otherwise rational often tend to act irrationally, and this tendency is quite … [Read more...]