Market Timing — Out To Getcha?

Who wouldn’t want to buy stocks when they’re cheap and sell them when their prices peak! But, if it were that easy, everyone would get in on the act. The truth is, timing the buying and selling of investments to coincide with market highs and lows is difficult — if not impossible — to pull off. Even experts have a hard time accurately and … [Read more...]

None of Us is as Smart as All of Us*

From breaking ground to completion, it took a mere 410 days to construct one of the seven wonders of the modern world. The Empire State Building stands as perhaps the greatest example of what can be achieved when a group of diverse individuals combine their knowledge to maximize efficiency. Over 3,000 architects, masons, steelworkers, electricians, … [Read more...]

Rebalancing Act

Global diversification gives investors a valuable tool for managing risk and volatility in a portfolio.  But smart diversification has an important side effect. It requires maintenance. In a given period, asset classes experience divergent performance.  This is inevitable and, in fact, desirable.  However, dissimilar performance also changes the … [Read more...]

Behavioral Finance: Are We Ruled by Emotion?

If asked, most people would probably say they are rational individuals who make wise decisions. Indeed, logical thinking and prudent behavior are the norm for the majority of people in most instances.  Unfortunately, when it comes to money management, people who are otherwise rational often tend to act irrationally, and this tendency is quite … [Read more...]

I Went on a 2 Week Diet and All I Lost was 14 Days!

I went on a 2 week diet and all I lost was 14 days! – anonymous You can’t avoid hearing them on the TV, the radio, and seeing them in your magazines… Weight Loss Solutions!  We are bombarded by pictures and testimonials on how weight loss programs helped someone lose 10, 20, even 50 lbs or more, in only a few short weeks without lifting a … [Read more...]