Rebalancing Act

Global diversification gives investors a valuable tool for managing risk and volatility in a portfolio.  But smart diversification has an important side effect. It requires maintenance. In a given period, asset classes experience divergent performance.  This is inevitable and, in fact, desirable.  However, dissimilar performance also changes the … [Read more...]

oh, see the storm is threatening…

oh, see the storm is threatening my very life today if i don't get some shelter yeah, i'm gonna fade away These lyrics from the famous English rock band say so much. In our business of helping clients with their personal finances, we keep a close eye on our government’s tax policies. We are indeed facing a storm of new taxes that are … [Read more...]

“I did NOT have Three Thousand Pairs of Shoes…”

"I did NOT have Three Thousand Pairs of Shoes..., I had One Thousand and Sixty" This quote from Imelda Marcos strikes many as one of the pinnacles of opulence in our time. It strikes me as an example of how a person’s “perspective” shapes their world. When it comes to shoes, one person sees 1,060 pairs as a reasonable number until they can find … [Read more...]

Procrastination and a Jelly Doughnut

You know you shouldn’t, but you do. You procrastinate. It might be a function of too much to do, a bad behavioral habit, or simply a lack of education on what procrastination really costs. Let’s say you pick up a bad dose of poison oak on Saturday and you are flying to the East Coast on Tuesday morning. Are you going to put off the doctor’s visit … [Read more...]

Cotton Candy and Chocolate Milk – Yum Yum

Spring time is amusement park time. As a kid, how fun was it to run into the park, grab some cotton candy and chocolate milk before your parents got your day organized? Then it was off to the rides. A drive around the Autopia, a ride through the Small World, and then to the Matterhorn! We all remember having a great time sprinting as fast as we … [Read more...]